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Medicaid Planning · Montana

Montana Medicaid look-back rules

Medicaid look-back rules rules for Montana.

Published: September 4, 2026. Last checked: September 5, 2026.

Look-back period

60 months; the period begins when an institutional or HCBS applicant requests Medicaid, or on the first day of the first retroactive month when long-term-care eligibility exists

Source: Montana DPHHS CMA 404.1, Transfer of Resources [state-medicaid-agency] — Revised Date July 01, 2024

Transfer-penalty divisor

$322.72 per day and $9,816.05 per month

Source: Montana DPHHS CMA 404.2, Transfer Penalty [state-medicaid-agency] — Effective July 1, 2025 and ongoing

How the state administers the rule

The transfer review applies to all transfers during the 60-month period; penalty days are calculated using Montana's daily nursing-facility cost.

Source: Montana DPHHS CMA 404.1, Transfer of Resources [state-medicaid-agency] — Revised Date July 01, 2024 Additional authority: Montana DPHHS CMA 404.2, Transfer Penalty [state-medicaid-agency] — Effective July 1, 2025 and ongoing

Sources

Methodology & sources

Checked at least annually and whenever the state publishes a new transfer-penalty divisor or administration rule.

General information, not legal advice.