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Medicaid Planning · Montana

Montana Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Montana.

Published: Not yet published. Last checked: September 2, 2026.

Income limits

Institutional long-term-care income test

Source unavailable. Check with the state Medicaid agency.

Pathway: institutional-long-term-care; setting: nursing-home services; applies to: applicant (otherwise eligible institutionalized applicant); measure: cap.

State Medicaid agency

Asset limits

Applicant resource limit

$2,000

Pathway: institutional-long-term-care; setting: institutional services; applies to: applicant (unmarried institutionalized person or institutionalized spouse); measure: cap.

Source: Montana DPHHS CMA 001, Resource Standards [state-medicaid-agency] — Effective January 1, 2026

Community spouse resource allowance (CSRA)

Community-spouse resource allowance

$32,532 minimum to $162,660 maximum

Pathway: spousal-impoverishment; setting: institutional services; applies to: community-spouse (institutionalized applicant with a community spouse; half-of-combined-resources calculation subject to adjustment); measure: range.

Source: Montana DPHHS CMA 001, Resource Standards [state-medicaid-agency] — Effective January 1, 2026

Monthly maintenance needs allowance (MMMNA)

Community-spouse minimum monthly maintenance-needs allowance

$2,705 per month

Pathway: spousal-impoverishment; setting: institutional services; applies to: community-spouse (institutionalized applicant with a community spouse; allowable shelter expenses may increase the actual allowance); measure: minimum.

Source: CMS 2026 minimum maintenance-needs standards [cms] — Minimum maintenance-needs amounts effective July 1, 2026

Community-spouse maximum monthly maintenance-needs allowance

$4,067 per month

Pathway: spousal-impoverishment; setting: institutional services; applies to: community-spouse (institutionalized applicant with a community spouse); measure: maximum.

Source: Montana DPHHS ABD 013, Income Standards [state-medicaid-agency] — Effective January 1, 2026

Home-equity limits

Home-equity limit

$752,000

Pathway: institutional-long-term-care; setting: nursing-facility and waiver services; applies to: applicant (applicant without a spouse or qualifying minor or disabled child in the home); measure: cap.

Source: Montana DPHHS CMA 402.1, Resource Treatment [state-medicaid-agency] — Effective January 1, 2026

Sources and update policy

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

This page is educational and is not legal advice.