Look-back period
60 months before the baseline date
Transfer-penalty divisor
$12,216 per month for calendar year 2026
How the state administers the rule
Divide total uncompensated value by the monthly divisor. Multiply a fractional month by 30 to determine penalty days under the current divestment manual.
Sources and update policy
Methodology & sources
Checked at least annually and whenever the state publishes a new transfer-penalty divisor or administration rule.
This page is educational and is not legal advice.