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Medicaid Planning · Michigan

Michigan Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Michigan.

Published: September 4, 2026. Last checked: September 5, 2026.

Income limits

Extended-care institutional and waiver income limit

$2,982 per month

Applies to the applicant under the institutional long-term care pathway for institutional care and qualifying HCBS waivers. This is a cap. Details: single applicant.

Source: CMS 2026 SSI and spousal-impoverishment standards [cms] — Income, resource, CSRA, maximum MMMNA, and home-equity figures effective January 1, 2026 Additional authority: Michigan Bridges Eligibility Manual item 164 [state-medicaid-agency] — BPB 2020-021; effective July 1, 2020

Asset limits

Applicant resource limit

$9,950

Applies to the applicant under the aged, blind, or disabled pathway for BEM 164 extended-care recipient resource standard. This is a cap. Details: single applicant.

Source: Michigan Bridges Eligibility Manual item 400 [state-medicaid-agency] — Effective April 1, 2026

Couple resource limit

$14,910

Applies to the household under the aged, blind, or disabled pathway for BEM 164 extended-care recipient resource standard. This is a cap. Details: married extended-care recipient couple when the couple standard applies.

Source: Michigan Bridges Eligibility Manual item 400 [state-medicaid-agency] — Effective April 1, 2026

Community spouse resource allowance (CSRA)

Community-spouse resource allowance

$32,532 minimum to $162,660 maximum

Applies to the community spouse under the spousal impoverishment pathway for institutional care and qualifying HCBS waivers. This is a range. Details: institutionalized applicant with a community spouse; actual allowance depends on assessed resources and adjustments.

Source: Michigan Bridges Eligibility Manual item 402 [state-medicaid-agency] — Current item effective July 1, 2026; 2026 CSRA figures effective January 1, 2026

Monthly maintenance needs allowance (MMMNA)

Community-spouse monthly maintenance-needs allowance

$2,705 minimum to $4,066.50 maximum

Applies to the community spouse under the spousal impoverishment pathway for institutional care and qualifying HCBS waivers. This is a range. Details: institutionalized applicant with a community spouse; $811.50 shelter standard and spouse income affect the actual allowance.

Source: Michigan Bridges Eligibility Manual item 546 [state-medicaid-agency] — Current maintenance-needs range effective July 1, 2026; annual maximum effective January 1, 2026

Home-equity limits

Home-equity limit

$752,000

Applies to the applicant under the institutional long-term care pathway for long-term-care services. This is a cap. Details: applicant unless a spouse, child under 21, or blind or disabled child resides in the home.

Source: Michigan Bridges Eligibility Manual item 400 [state-medicaid-agency] — Effective April 1, 2026 Additional authority: Michigan Bridges Eligibility Manual item 402 [state-medicaid-agency] — Current item effective July 1, 2026; 2026 CSRA figures effective January 1, 2026

Sources

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

General information, not legal advice.