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Medicaid Planning · Michigan

Michigan Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Michigan.

Published: Not yet published. Last checked: September 2, 2026.

Income limits

Extended-care institutional and waiver income limit

Source unavailable. Check with the state Medicaid agency.

Pathway: institutional-long-term-care; setting: institutional care and qualifying HCBS waivers; applies to: applicant (single applicant); measure: cap.

State Medicaid agency

Asset limits

Applicant resource limit

$9,950

Pathway: aged-blind-disabled; setting: BEM 164 extended-care recipient resource standard; applies to: applicant (single applicant); measure: cap.

Source: Michigan Bridges Eligibility Manual item 400 [state-medicaid-agency] — Effective April 1, 2026

Couple resource limit

$14,910

Pathway: aged-blind-disabled; setting: BEM 164 extended-care recipient resource standard; applies to: household (married extended-care recipient couple when the couple standard applies); measure: cap.

Source: Michigan Bridges Eligibility Manual item 400 [state-medicaid-agency] — Effective April 1, 2026

Community spouse resource allowance (CSRA)

Community-spouse resource allowance

$32,532 minimum to $162,660 maximum

Pathway: spousal-impoverishment; setting: institutional care and qualifying HCBS waivers; applies to: community-spouse (institutionalized applicant with a community spouse; actual allowance depends on assessed resources and adjustments); measure: range.

Source: Michigan Bridges Eligibility Manual item 402 [state-medicaid-agency] — Current item effective July 1, 2026; 2026 CSRA figures effective January 1, 2026

Monthly maintenance needs allowance (MMMNA)

Community-spouse monthly maintenance-needs allowance

$2,705 minimum to $4,066.50 maximum

Pathway: spousal-impoverishment; setting: institutional care and qualifying HCBS waivers; applies to: community-spouse (institutionalized applicant with a community spouse; $811.50 shelter standard and spouse income affect the actual allowance); measure: range.

Source: Michigan Bridges Eligibility Manual item 546 [state-medicaid-agency] — Current maintenance-needs range effective July 1, 2026; annual maximum effective January 1, 2026

Home-equity limits

Home-equity limit

$752,000

Pathway: institutional-long-term-care; setting: long-term-care services; applies to: applicant (applicant unless a spouse, child under 21, or blind or disabled child resides in the home); measure: cap.

Source: Michigan Bridges Eligibility Manual item 400 [state-medicaid-agency] — Effective April 1, 2026 Additional authority: Michigan Bridges Eligibility Manual item 402 [state-medicaid-agency] — Current item effective July 1, 2026; 2026 CSRA figures effective January 1, 2026

Sources and update policy

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

This page is educational and is not legal advice.