Look-back period
60 months
Transfer-penalty divisor
$308.25 per day
How the state administers the rule
For applicants, the penalty begins on the later of the date otherwise eligible for long-term-care payment or the first day of the transfer month. For recipients, it begins no later than the second month after transfer to allow notice. Existing correctly established penalties are not recomputed for the July 2026 divisor change.
Sources
Methodology & sources
Checked at least annually and whenever the state publishes a new transfer-penalty divisor or administration rule.
General information, not legal advice.