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Medicaid Planning · New Jersey

New Jersey Medicaid look-back rules

Medicaid look-back rules rules for New Jersey.

Published: September 4, 2026. Last checked: September 2, 2026.

Look-back period

60 months

Source: New Jersey Administrative Code 10:71-4.10 [state-medicaid-agency] — 60-month rule for transfers on or after February 8, 2006

Transfer-penalty divisor

$420.67 per day

Source: New Jersey DMAHS Medicaid Communication 26-04 [state-medicaid-agency] — Effective April 1, 2026

How the state administers the rule

Divide uncompensated value by the daily divisor and round down to whole days. The penalty begins when the applicant is otherwise eligible for institutional-level coverage except for the transfer penalty.

Source: New Jersey DMAHS Medicaid Communication 26-04 [state-medicaid-agency] — Effective April 1, 2026 Additional authority: New Jersey Administrative Code 10:71-4.10 [state-medicaid-agency] — 60-month rule for transfers on or after February 8, 2006

Sources and update policy

Methodology & sources

Checked at least annually and whenever the state publishes a new transfer-penalty divisor or administration rule.

This page is educational and is not legal advice.