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Medicaid Planning · Indiana

Indiana Medicaid look-back rules

Medicaid look-back rules rules for Indiana.

Published: September 4, 2026. Last checked: September 2, 2026.

Look-back period

60 months

Source: Indiana Medicaid Eligibility Policy Manual: July 2026 transfer and allowance updates [state-medicaid-agency] — Transfer divisor and allowance updates effective July 1, 2026

Transfer-penalty divisor

$8,027 per month for applications filed on or after July 1, 2026

Source: Indiana Medicaid Eligibility Policy Manual: July 2026 transfer and allowance updates [state-medicaid-agency] — Transfer divisor and allowance updates effective July 1, 2026

How the state administers the rule

Divide uncompensated transfer value by the monthly divisor under the manual's transfer rules; apply the resulting penalty beginning when the applicant is otherwise eligible, following the manual's aggregation and hardship provisions.

Source: Indiana Medicaid Eligibility Policy Manual: July 2026 transfer and allowance updates [state-medicaid-agency] — Transfer divisor and allowance updates effective July 1, 2026

Sources and update policy

Methodology & sources

Checked at least annually and whenever the state publishes a new transfer-penalty divisor or administration rule.

This page is educational and is not legal advice.