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Medicaid Planning · Delaware

Delaware Medicaid estate recovery

Medicaid estate recovery rules for Delaware.

Published: September 4, 2026. Last checked: September 5, 2026.

Recovery scope

After death, Delaware seeks the maximum recoverable amount for covered Medicaid services paid for a recipient age 55 or older, including the federal share and managed-care capitation, while excluding the specified Medicare cost-sharing paid for dates of service on or after January 1, 2010.

Controlling authority

Delaware's CMS-approved Medicaid State Plan TN DE-25-0004 is the current controlling authority for the recoverable-service scope and claim requirements stated here.

Exemptions and deferrals

Recovery waits until both the recipient and a continuously resident surviving spouse have died. Home recovery is deferred while a blind or disabled surviving child, a qualifying caregiver child or sibling, or a resident minor child remains protected under the state plan.

Hardship-waiver path

A qualifying child, grandchild, parent, or sibling who lived in the home for two years before long-term care may obtain hardship relief under Delaware's needs-based, limited-resource, or income-producing family-business tests. The state plan tracks an approved hardship before closing the referral if it persists.

Lien practice

Delaware may record a pre-death real-property lien after notice, hearing, and a determination that an institutionalized recipient cannot reasonably return home, subject to protected-resident exceptions. The lien is released if the recipient returns home.

Sources

Methodology & sources

Checked at least annually and whenever recovery statutes, waivers, liens, or agency practices change.

General information, not legal advice.