On the record—Every fact sourced to a primary record·The standard—Advisors never pay for placement·Independent—A publication of AdvisorWorld.com Inc·Verification—Credentials checked with the issuing body·Sourcing—The IRS, state departments of revenue, and the courts·Corrections—When we're wrong, we fix the record and say so·On the record—Every fact sourced to a primary record·The standard—Advisors never pay for placement·Independent—A publication of AdvisorWorld.com Inc·Verification—Credentials checked with the issuing body·Sourcing—The IRS, state departments of revenue, and the courts·Corrections—When we're wrong, we fix the record and say so·
Est. MMXXVI · Advertiser-freeAdvisors never pay for placement
T
The Trusted Advisor
Retirement & estate planning, on the record❦Every fact sourced · Every advisor verified
Medicaid Planning · Wisconsin

Wisconsin Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Wisconsin.

Published: September 5, 2026. Last checked: September 5, 2026.

Income limits

Community-waiver income limit

$2,982 per month

Applies to the applicant under the institutional long-term care pathway for qualifying home and community-based waiver services. This is a cap. Details: single applicant.

Source: Wisconsin DHS Medicaid Waiver Program fact sheet P-10059 [state-medicaid-agency] — Form revised January 2026; figures effective January 1, 2026

Asset limits

Institutional applicant asset limit

$2,000

Applies to the applicant under the institutional long-term care pathway for institutional and qualifying waiver services. This is a cap. Details: single applicant or institutionalized spouse after spousal allocation.

Source: Wisconsin DHS Spousal Impoverishment [state-medicaid-agency] — 2026 figures effective January 1, 2026 Additional authority: Wisconsin Medicaid Eligibility Handbook P-10030 [state-medicaid-agency] — Release 26-03: release date August 11, 2026; effective date August 12, 2026

Community spouse resource allowance (CSRA)

Community-spouse resource allowance

$50,000 minimum protected amount to $162,660 maximum under the stated asset bands

Applies to the community spouse under the spousal impoverishment pathway for institutional and qualifying waiver services. This is a range. Details: community spouse retains $50,000 when combined assets are $100,000 or less; one-half between $100,000 and $325,320; maximum at or above $325,320.

Source: Wisconsin DHS Spousal Impoverishment [state-medicaid-agency] — 2026 figures effective January 1, 2026 Additional authority: Wisconsin Medicaid Eligibility Handbook P-10030 [state-medicaid-agency] — Release 26-03: release date August 11, 2026; effective date August 12, 2026

Monthly maintenance needs allowance (MMMNA)

Maximum community-spouse monthly maintenance-needs allowance

$4,066.50 per month

Applies to the community spouse under the spousal impoverishment pathway for institutional and qualifying waiver services. This is a maximum. Details: institutionalized applicant with a community spouse.

Source: Wisconsin DHS Spousal Impoverishment [state-medicaid-agency] — 2026 figures effective January 1, 2026 Additional authority: Wisconsin Medicaid Eligibility Handbook P-10030 [state-medicaid-agency] — Release 26-03: release date August 11, 2026; effective date August 12, 2026

Basic community-spouse monthly maintenance-needs allowance

$3,606.66 per month before any allowable excess-shelter addition

Applies to the community spouse under the spousal impoverishment pathway for institutional and qualifying waiver services. This is a minimum. Details: institutionalized applicant with a community spouse.

Source: Wisconsin DHS Spousal Impoverishment Protection fact sheet P-10063 [state-medicaid-agency] — Figures effective January 1 and July 1, 2026

Home-equity limits

Home-equity limit

$752,000

Applies to the applicant under the institutional long-term care pathway for long-term-care services. This is a cap. Details: applicant subject to Wisconsin's substantial-home-equity rule.

Source: Wisconsin Medicaid Eligibility Handbook P-10030, pages 473-474 [state-medicaid-agency] — Release 26-03, pages 473-474: cited 2026 standards effective January 1, 2026

Sources

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

General information, not legal advice.