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Medicaid Planning · Tennessee

Tennessee Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Tennessee.

Published: Not yet published. Last checked: September 2, 2026.

Income limits

Current institutional Medicaid income limit

Source unavailable. Check with the state Medicaid agency.

Pathway: institutional-long-term-care; setting: institutional long-term-care services; applies to: applicant (individual applicant); measure: cap.

State Medicaid agency

Asset limits

Current individual resource limit

Source unavailable. Check with the state Medicaid agency.

Pathway: institutional-long-term-care; setting: institutional long-term-care services; applies to: applicant (individual applicant); measure: cap.

State Medicaid agency

Community spouse resource allowance (CSRA)

Community-spouse resource allowance

$32,532 minimum to $162,660 maximum

Pathway: spousal-impoverishment; setting: long-term-care services; applies to: community-spouse (one-half of combined countable resources, subject to hearing or court adjustment); measure: range.

Source: TennCare Resource Assessment manual [state-medicaid-agency] — Dated January 5, 2026; figures current January 2026

Monthly maintenance needs allowance (MMMNA)

Community-spouse minimum monthly maintenance-needs allowance

$2,705 per month

Pathway: spousal-impoverishment; setting: post-eligibility long-term-care calculation; applies to: community-spouse (institutionalized applicant with a community spouse); measure: minimum.

Source: CMS 2026 minimum maintenance-needs standards [cms] — Minimum maintenance-needs amount effective July 1, 2026 Additional authority: TennCare Post-Eligibility Treatment of Income manual [state-medicaid-agency] — Dated October 1, 2025; state formula updated by the July 1, 2026 federal minimum

Community-spouse maximum monthly maintenance-needs allowance

$4,066.50 per month

Pathway: spousal-impoverishment; setting: post-eligibility long-term-care calculation; applies to: community-spouse (institutionalized applicant with a community spouse); measure: maximum.

Source: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, spousal-impoverishment maximum, and home-equity standards effective January 1, 2026 Additional authority: TennCare Post-Eligibility Treatment of Income manual [state-medicaid-agency] — Dated October 1, 2025; state formula updated by the July 1, 2026 federal minimum

Home-equity limits

Home-equity limit

Source unavailable. Check with the state Medicaid agency.

Pathway: institutional-long-term-care; setting: long-term-care services; applies to: applicant (applicant subject to Tennessee's home-equity rule); measure: cap.

State Medicaid agency

Sources and update policy

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

This page is educational and is not legal advice.