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Medicaid Planning · South Carolina

South Carolina Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for South Carolina.

Published: Not yet published. Last checked: September 5, 2026.

Income limits

Institutional and waiver income limit

$2,982 per month

Applies to the applicant under the institutional long-term care pathway for nursing-facility and HCBS-waiver services. This is a cap. Details: individual applicant.

Source: South Carolina Medicaid program eligibility and income limits [state-medicaid-agency] — 2026 figures effective January 1, 2026

Asset limits

Adult institutional resource limit

Source unavailable. Check with the state Medicaid agency.

Applies to the applicant under the institutional long-term care pathway for adult nursing-facility services. This is a cap. Details: individual applicant.

State Medicaid agency

Community spouse resource allowance (CSRA)

Community-spouse resource allowance

$32,532 minimum to $162,660 maximum

Applies to the community spouse under the spousal impoverishment pathway for long-term-care services. This is a range. Details: institutionalized applicant with a community spouse.

Source: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, spousal-impoverishment maximum, and home-equity standards effective January 1, 2026 Additional authority: South Carolina MCC waiver amendment, spousal-impoverishment protections [state-plan] — Approved effective January 1, 2026

Monthly maintenance needs allowance (MMMNA)

Minimum monthly maintenance-needs allowance

$2,705 per month

Applies to the community spouse under the spousal impoverishment pathway for long-term-care services. This is a minimum. Details: institutionalized applicant with a community spouse.

Source: CMS 2026 minimum maintenance-needs standards [cms] — Minimum maintenance-needs amount effective July 1, 2026 Additional authority: South Carolina MCC waiver amendment, spousal-impoverishment protections [state-plan] — Approved effective January 1, 2026

Maximum spousal allocation

$4,066.50 per month

Applies to the community spouse under the spousal impoverishment pathway for long-term-care services. This is a maximum. Details: institutionalized applicant with a community spouse; this is a maximum, not every spouse's allowance.

Source: South Carolina Medicaid program eligibility and income limits [state-medicaid-agency] — 2026 figures effective January 1, 2026

Home-equity limits

Home-equity limit

Source unavailable. Check with the state Medicaid agency.

Applies to the applicant under the institutional long-term care pathway for long-term-care services. This is a cap. Details: applicant subject to South Carolina's home-equity rule.

State Medicaid agency

Sources

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

General information, not legal advice.