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Medicaid Planning · Rhode Island

Rhode Island Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Rhode Island.

Published: September 4, 2026. Last checked: September 2, 2026.

Income limits

Three-hundred-percent-of-SSI income limit

$2,982 per month

Pathway: institutional-long-term-care; setting: Medicaid long-term services and supports; applies to: applicant (elder or adult with disabilities; medically needy pathway may apply above the figure); measure: cap.

Source: Rhode Island Medicaid LTSS Rules, 210-RICR-50-00-6 [state-medicaid-agency] — Effective July 27, 2026 Additional authority: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, resource, spousal-impoverishment maximum, and home-equity standards effective January 1, 2026

Asset limits

LTSS resource limit

$4,000

Pathway: institutional-long-term-care; setting: Medicaid long-term services and supports; applies to: applicant (individual applicant, except the rule's ACA-expansion exception); measure: cap.

Source: Rhode Island Medicaid LTSS Rules, 210-RICR-50-00-6 [state-medicaid-agency] — Effective July 27, 2026

Community spouse resource allowance (CSRA)

Community-spouse resource allowance

$32,532 minimum to $162,660 maximum

Pathway: spousal-impoverishment; setting: long-term services and supports; applies to: community-spouse (one-half of combined countable resources); measure: range.

Source: Rhode Island EOHHS Policy Transmittal 25-04 [state-medicaid-agency] — Issued December 30, 2025; 2026 figures effective January 1, 2026

Monthly maintenance needs allowance (MMMNA)

Community-spouse minimum monthly maintenance-needs allowance

$2,705 per month

Pathway: spousal-impoverishment; setting: long-term services and supports; applies to: community-spouse (institutionalized applicant with a community spouse; allowable shelter expenses may increase the actual allowance); measure: minimum.

Source: CMS 2026 minimum maintenance-needs standards [cms] — Minimum maintenance-needs amount effective July 1, 2026 Additional authority: Rhode Island EOHHS Policy Transmittal 25-04 [state-medicaid-agency] — Issued December 30, 2025; 2026 figures effective January 1, 2026

Community-spouse maximum monthly maintenance-needs allowance

$4,066.50 per month

Pathway: spousal-impoverishment; setting: long-term services and supports; applies to: community-spouse (institutionalized applicant with a community spouse); measure: maximum.

Source: Rhode Island EOHHS Policy Transmittal 25-04 [state-medicaid-agency] — Issued December 30, 2025; 2026 figures effective January 1, 2026 Additional authority: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, resource, spousal-impoverishment maximum, and home-equity standards effective January 1, 2026

Home-equity limits

Home-equity limit

$752,000

Pathway: institutional-long-term-care; setting: long-term services and supports; applies to: applicant (applicant subject to Rhode Island's minimum federal election); measure: cap.

Source: Rhode Island EOHHS Policy Transmittal 25-04 [state-medicaid-agency] — Issued December 30, 2025; 2026 figures effective January 1, 2026

Sources and update policy

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

This page is educational and is not legal advice.