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Medicaid Planning · Rhode Island

Rhode Island Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Rhode Island.

Published: September 4, 2026. Last checked: September 5, 2026.

Income limits

Three-hundred-percent-of-SSI income limit

$2,982 per month

Applies to the applicant under the institutional long-term care pathway for Medicaid long-term services and supports. This is a cap. Details: elder or adult with disabilities; medically needy pathway may apply above the figure.

Source: Rhode Island Medicaid LTSS Rules, 210-RICR-50-00-6 [state-medicaid-agency] — Effective July 27, 2026 Additional authority: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, resource, spousal-impoverishment maximum, and home-equity standards effective January 1, 2026

Asset limits

LTSS resource limit

$4,000

Applies to the applicant under the institutional long-term care pathway for Medicaid long-term services and supports. This is a cap. Details: individual applicant, except the rule's ACA-expansion exception.

Source: Rhode Island Medicaid LTSS Rules, 210-RICR-50-00-6 [state-medicaid-agency] — Effective July 27, 2026

Community spouse resource allowance (CSRA)

Community-spouse resource allowance

$32,532 minimum to $162,660 maximum

Applies to the community spouse under the spousal impoverishment pathway for long-term services and supports. This is a range. Details: one-half of combined countable resources.

Source: Rhode Island EOHHS Policy Transmittal 25-04 [state-medicaid-agency] — Issued December 30, 2025; 2026 figures effective January 1, 2026

Monthly maintenance needs allowance (MMMNA)

Community-spouse minimum monthly maintenance-needs allowance

$2,705 per month

Applies to the community spouse under the spousal impoverishment pathway for long-term services and supports. This is a minimum. Details: institutionalized applicant with a community spouse; allowable shelter expenses may increase the actual allowance.

Source: CMS 2026 minimum maintenance-needs standards [cms] — Minimum maintenance-needs amount effective July 1, 2026 Additional authority: Rhode Island EOHHS Policy Transmittal 25-04 [state-medicaid-agency] — Issued December 30, 2025; 2026 figures effective January 1, 2026

Community-spouse maximum monthly maintenance-needs allowance

$4,066.50 per month

Applies to the community spouse under the spousal impoverishment pathway for long-term services and supports. This is a maximum. Details: institutionalized applicant with a community spouse.

Source: Rhode Island EOHHS Policy Transmittal 25-04 [state-medicaid-agency] — Issued December 30, 2025; 2026 figures effective January 1, 2026 Additional authority: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, resource, spousal-impoverishment maximum, and home-equity standards effective January 1, 2026

Home-equity limits

Home-equity limit

$752,000

Applies to the applicant under the institutional long-term care pathway for long-term services and supports. This is a cap. Details: applicant subject to Rhode Island's minimum federal election.

Source: Rhode Island EOHHS Policy Transmittal 25-04 [state-medicaid-agency] — Issued December 30, 2025; 2026 figures effective January 1, 2026

Sources

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

General information, not legal advice.