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Medicaid Planning · Oregon

Oregon Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Oregon.

Published: September 4, 2026. Last checked: September 5, 2026.

Income limits

OSIPM special-income limit

$2,982 per month (300% of the 2026 SSI standard)

Applies to the applicant under the institutional long-term care pathway for institutional and HCBS long-term-care services. This is a cap. Details: one-person need group.

Source: Oregon Administrative Rule 461-155-0250 [state-medicaid-agency] — Effective January 1, 2026 Additional authority: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, resource, spousal-impoverishment maximum, and home-equity standards effective January 1, 2026

Asset limits

One-person resource limit

$2,000

Applies to the applicant under the institutional long-term care pathway for OSIPM long-term-care services. This is a cap. Details: one-person need group.

Source: Oregon Administrative Rule 461-160-0015 [state-medicaid-agency] — Effective October 1, 2024

Two-person resource limit

$3,000

Applies to the household under the institutional long-term care pathway for OSIPM long-term-care services. This is a cap. Details: two-person need group.

Source: Oregon Administrative Rule 461-160-0015 [state-medicaid-agency] — Effective October 1, 2024

Community spouse resource allowance (CSRA)

Community-spouse resource allowance

$32,532 minimum to $162,660 maximum

Applies to the community spouse under the spousal impoverishment pathway for long-term-care services. This is a range. Details: one-half of combined countable resources, subject to court-order and income-generation adjustments.

Source: Oregon Administrative Rule 461-160-0580 [state-medicaid-agency] — Effective January 1, 2026

Monthly maintenance needs allowance (MMMNA)

Community-spouse monthly maintenance-needs allowance

$2,705 base; $811.50 excess-shelter threshold; $4,066.50 maximum

Applies to the community spouse under the spousal impoverishment pathway for long-term-care services. This is a range. Details: base plus allowable shelter costs above the threshold, capped at the maximum.

Source: Oregon Administrative Rule 461-160-0620 [state-medicaid-agency] — Effective July 6, 2026

Home-equity limits

Home-equity limit

$752,000

Applies to the applicant under the institutional long-term care pathway for long-term-care services. This is a cap. Details: applicant without a listed spouse, qualifying child or dependent-relative, legal-inability, occupancy, or sale exception.

Source: Oregon Administrative Rule 461-145-0220 [state-medicaid-agency] — Effective January 1, 2026

Sources

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

General information, not legal advice.