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Medicaid Planning · Oklahoma

Oklahoma Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Oklahoma.

Published: Not yet published. Last checked: September 5, 2026.

Income limits

Institutional and waiver income limit

$2,982 per month

Applies to the applicant under the institutional long-term care pathway for nursing-facility, ICF/IID, ADvantage, and other HCBS-waiver services. This is a cap. Details: individual applicant.

Source: Oklahoma DHS Appendix C-1, Schedule VIII and XI [state-medicaid-agency] — Effective July 1, 2026

Asset limits

Individual resource limit

$2,000

Applies to the applicant under the institutional long-term care pathway for long-term-care services. This is a cap. Details: individual applicant.

Source: Oklahoma DHS Appendix C-1, Schedule VIII and XI [state-medicaid-agency] — Effective July 1, 2026

Applicant-and-spouse resource limit

$3,000

Applies to the household under the institutional long-term care pathway for long-term-care services. This is a cap. Details: individual and spouse under Schedule VIII.D.

Source: Oklahoma DHS Appendix C-1, Schedule VIII and XI [state-medicaid-agency] — Effective July 1, 2026

Community spouse resource allowance (CSRA)

Community-spouse resource allowance

$32,532 minimum to $162,660 maximum

Applies to the community spouse under the spousal impoverishment pathway for nursing-facility, ADvantage, and other HCBS-waiver services. This is a range. Details: institutionalized applicant with a community spouse.

Source: Oklahoma DHS Appendix C-1, Schedule VIII and XI [state-medicaid-agency] — Effective July 1, 2026

Monthly maintenance needs allowance (MMMNA)

Minimum monthly maintenance-needs allowance

Source unavailable. Check with the state Medicaid agency.

Applies to the community spouse under the spousal impoverishment pathway for long-term-care services. This is a minimum. Details: institutionalized applicant with a community spouse.

State Medicaid agency

Maximum monthly maintenance-needs allowance

$4,067 per month

Applies to the community spouse under the spousal impoverishment pathway for long-term-care services. This is a maximum. Details: institutionalized applicant with a community spouse; Oklahoma prints a whole-dollar ceiling.

Source: Oklahoma DHS Appendix C-1, Schedule VIII and XI [state-medicaid-agency] — Effective July 1, 2026

Home-equity limits

Home-equity limit

$752,000

Applies to the applicant under the institutional long-term care pathway for approved long-term-care services. This is a cap. Details: applicant subject to Oklahoma's home-equity rule.

Source: Oklahoma DHS Appendix C-1, Schedule VIII and XI [state-medicaid-agency] — Effective July 1, 2026

Sources

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

General information, not legal advice.