On the record—Every fact sourced to a primary record·The standard—Advisors never pay for placement·Independent—A publication of AdvisorWorld.com Inc·Verification—Credentials checked with the issuing body·Sourcing—The IRS, state departments of revenue, and the courts·Corrections—When we're wrong, we fix the record and say so·On the record—Every fact sourced to a primary record·The standard—Advisors never pay for placement·Independent—A publication of AdvisorWorld.com Inc·Verification—Credentials checked with the issuing body·Sourcing—The IRS, state departments of revenue, and the courts·Corrections—When we're wrong, we fix the record and say so·
Est. MMXXVI · Advertiser-freeAdvisors never pay for placement
T
The Trusted Advisor
Retirement & estate planning, on the record❦Every fact sourced · Every advisor verified
Medicaid Planning · Ohio

Ohio Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Ohio.

Published: Not yet published. Last checked: September 2, 2026.

Income limits

Special-income level

$2,982 per month (300% of the 2026 SSI individual benefit)

Pathway: institutional-long-term-care; setting: institutional long-term-care services; applies to: applicant (individual applicant); measure: cap.

Source: Ohio Administrative Code 5160:1-6-03.1 [state-medicaid-agency] — Effective December 1, 2023 Additional authority: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, resource, spousal-impoverishment maximum, and home-equity standards effective January 1, 2026

Asset limits

Individual resource limit

Source unavailable. Check with the state Medicaid agency.

Pathway: institutional-long-term-care; setting: long-term-care services; applies to: applicant (individual applicant); measure: cap.

State Medicaid agency

Eligible-couple resource limit

Source unavailable. Check with the state Medicaid agency.

Pathway: institutional-long-term-care; setting: long-term-care services; applies to: household (eligible couple); measure: cap.

State Medicaid agency

Community spouse resource allowance (CSRA)

Community-spouse resource allowance

$32,532 minimum to $162,660 maximum

Pathway: spousal-impoverishment; setting: long-term-care services; applies to: community-spouse (one-half of combined countable resources, subject to hearing or court adjustment); measure: range.

Source: Ohio Administrative Code 5160:1-6-04 [state-medicaid-agency] — Effective April 1, 2026 Additional authority: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, resource, spousal-impoverishment maximum, and home-equity standards effective January 1, 2026

Monthly maintenance needs allowance (MMMNA)

Community-spouse minimum monthly maintenance-needs allowance

$2,705 per month

Pathway: spousal-impoverishment; setting: post-eligibility long-term-care calculation; applies to: community-spouse (institutionalized applicant with a community spouse; allowable excess shelter expenses may increase the actual allowance); measure: minimum.

Source: CMS 2026 minimum maintenance-needs standards [cms] — Minimum maintenance-needs amount effective July 1, 2026 Additional authority: Ohio Administrative Code 5160:1-6-07 [state-medicaid-agency] — Effective June 1, 2025

Community-spouse maximum monthly maintenance-needs allowance

$4,066.50 per month

Pathway: spousal-impoverishment; setting: post-eligibility long-term-care calculation; applies to: community-spouse (institutionalized applicant with a community spouse); measure: maximum.

Source: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, resource, spousal-impoverishment maximum, and home-equity standards effective January 1, 2026 Additional authority: Ohio Administrative Code 5160:1-6-07 [state-medicaid-agency] — Effective June 1, 2025

Home-equity limits

Home-equity limit

$752,000

Pathway: institutional-long-term-care; setting: long-term-care services; applies to: applicant (applicant without a spouse, child under 21, or blind or disabled child residing in the home); measure: cap.

Source: Ohio Administrative Code 5160:1-6-02.1 [state-medicaid-agency] — Effective March 1, 2024 Additional authority: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, resource, spousal-impoverishment maximum, and home-equity standards effective January 1, 2026

Sources and update policy

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

This page is educational and is not legal advice.