On the record—Every fact sourced to a primary record·The standard—Advisors never pay for placement·Independent—A publication of AdvisorWorld.com Inc·Verification—Credentials checked with the issuing body·Sourcing—The IRS, state departments of revenue, and the courts·Corrections—When we're wrong, we fix the record and say so·On the record—Every fact sourced to a primary record·The standard—Advisors never pay for placement·Independent—A publication of AdvisorWorld.com Inc·Verification—Credentials checked with the issuing body·Sourcing—The IRS, state departments of revenue, and the courts·Corrections—When we're wrong, we fix the record and say so·
Est. MMXXVI · Advertiser-freeAdvisors never pay for placement
T
The Trusted Advisor
Retirement & estate planning, on the record❦Every fact sourced · Every advisor verified
Medicaid Planning · North Carolina

North Carolina Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for North Carolina.

Published: Not yet published. Last checked: September 2, 2026.

Income limits

MAABD one-person income standard

$1,330 per month

Pathway: aged-blind-disabled; setting: non-MAGI aged, blind, or disabled coverage and long-term-care budgeting; applies to: applicant (one-person household); measure: cap.

Source: North Carolina DHHS 2026 Non-MAGI Income and Reserve Limits [state-medicaid-agency] — Effective April 1, 2026

Asset limits

MAABD applicant reserve limit

$2,000

Pathway: aged-blind-disabled; setting: non-MAGI aged, blind, or disabled coverage; applies to: applicant (single applicant); measure: cap.

Source: North Carolina DHHS 2026 Non-MAGI Income and Reserve Limits [state-medicaid-agency] — Effective April 1, 2026

Community spouse resource allowance (CSRA)

Current community-spouse resource allowance

Source unavailable. Check with the state Medicaid agency.

Pathway: spousal-impoverishment; setting: institutional long-term care; applies to: community-spouse (institutionalized applicant with a community spouse); measure: allowance.

State Medicaid agency

Monthly maintenance needs allowance (MMMNA)

Basic community-spouse maintenance allowance

$2,705 per month

Pathway: spousal-impoverishment; setting: institutional long-term care; applies to: community-spouse (institutionalized applicant with a community spouse; $812 shelter standard and $902 maximum dependent-family allowance are separate calculation inputs); measure: allowance.

Source: North Carolina DHHS Change Notice 08-2026 [state-medicaid-agency] — Basic spousal allowance and shelter standard effective July 1, 2026

Home-equity limits

Current home-equity limit

Source unavailable. Check with the state Medicaid agency.

Pathway: institutional-long-term-care; setting: institutional services; applies to: applicant (applicant subject to North Carolina's substantial-home-equity rule); measure: cap.

State Medicaid agency

Sources and update policy

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

This page is educational and is not legal advice.