On the record—Every fact sourced to a primary record·The standard—Advisors never pay for placement·Independent—A publication of AdvisorWorld.com Inc·Verification—Credentials checked with the issuing body·Sourcing—The IRS, state departments of revenue, and the courts·Corrections—When we're wrong, we fix the record and say so·On the record—Every fact sourced to a primary record·The standard—Advisors never pay for placement·Independent—A publication of AdvisorWorld.com Inc·Verification—Credentials checked with the issuing body·Sourcing—The IRS, state departments of revenue, and the courts·Corrections—When we're wrong, we fix the record and say so·
Est. MMXXVI · Advertiser-freeAdvisors never pay for placement
T
The Trusted Advisor
Retirement & estate planning, on the record❦Every fact sourced · Every advisor verified
Medicaid Planning · New Hampshire

New Hampshire Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for New Hampshire.

Published: September 4, 2026. Last checked: September 5, 2026.

Income limits

Nursing-facility income limit

$2,982 per month (300% of the 2026 SSI federal benefit rate)

Applies to the applicant under the institutional long-term care pathway for nursing-facility services. This is a cap. Details: categorically needy applicant under He-W 858.05.

Source: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, resource, and home-equity standards effective January 1, 2026 Additional authority: New Hampshire Administrative Rules He-W 858.05 [state-medicaid-agency] — Source document 12050 effective November 19, 2016

Asset limits

Base long-term-care applicant resource limit

$2,500 plus qualifying long-term-care insurance coverage

Applies to the applicant under the institutional long-term care pathway for nursing-facility and qualifying HCBS services. This is a cap. Details: single applicant before the He-W 856.07 adjustment; conforming long-term-care insurance coverage may also increase the amount.

Source: New Hampshire Administrative Rules He-W 856.06 [state-medicaid-agency] — Source document 12017 effective October 25, 2016

Adjusted resource limit for named nursing-facility and HCBS pathways

$7,500 total resource standard

Applies to the applicant under the institutional long-term care pathway for nursing-facility and HCBS categories named in He-W 856.07. This is a cap. Details: eligible applicant in a named pathway; the rule disregards only the amount above the applicable base limit needed to reach this total.

Source: New Hampshire Administrative Rules He-W 856.07 [state-medicaid-agency] — Source document 14378 effective September 20, 2025 through September 20, 2035

Community spouse resource allowance (CSRA)

Community-spouse resource allowance

$32,532 minimum to $162,660 maximum

Applies to the community spouse under the spousal impoverishment pathway for long-term-care services. This is a range. Details: institutionalized applicant with a community spouse; the federal spousal share and appeal rules can increase the allowance.

Source: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, resource, and home-equity standards effective January 1, 2026 Additional authority: New Hampshire Administrative Rules He-W 856.01 [state-medicaid-agency] — Source document 14394 effective October 1, 2025 through October 1, 2035

Monthly maintenance needs allowance (MMMNA)

Community-spouse minimum monthly maintenance-needs allowance

$2,705 base and $811.50 excess-shelter threshold per month

Applies to the community spouse under the spousal impoverishment pathway for long-term-care services. This is a minimum. Details: institutionalized applicant with a community spouse; excess shelter costs may increase the allowance.

Source: CMS 2026 minimum maintenance-needs standards [cms] — Minimum maintenance-needs amounts effective July 1, 2026 Additional authority: New Hampshire Administrative Rules He-W 854.16 through 854.21 [state-medicaid-agency] — Source document 14587 effective May 19, 2026 through May 19, 2036

Community-spouse maximum monthly maintenance-needs allowance

$4,066.50 per month

Applies to the community spouse under the spousal impoverishment pathway for long-term-care services. This is a maximum. Details: institutionalized applicant with a community spouse.

Source: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, resource, and home-equity standards effective January 1, 2026 Additional authority: New Hampshire Administrative Rules He-W 854.16 through 854.21 [state-medicaid-agency] — Source document 14587 effective May 19, 2026 through May 19, 2036

Home-equity limits

Home-equity limit

$752,000

Applies to the applicant under the institutional long-term care pathway for nursing-facility and waiver services. This is a cap. Details: applicant without a spouse or qualifying minor or disabled child in the home.

Source: New Hampshire Administrative Rules He-W 800 [state-medicaid-agency] — He-W 820 source document 12217 effective June 22, 2017 Additional authority: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, resource, and home-equity standards effective January 1, 2026

Sources

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

General information, not legal advice.