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Medicaid Planning · Mississippi

Mississippi Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Mississippi.

Published: Not yet published. Last checked: September 5, 2026.

Income limits

Institutional income limit

$2,982 per month

Applies to the applicant under the institutional long-term care pathway for nursing-facility services. This is a cap. Details: single applicant; above-limit applicants may use a qualifying income trust subject to program rules.

Source: Mississippi Medicaid Appendix A-2 institutional limits and transfer divisors [state-medicaid-agency] — Revised July 1, 2026; cited annual limits and divisors effective January 1, 2026

Asset limits

Institutional applicant resource limit

$4,000

Applies to the applicant under the institutional long-term care pathway for nursing-facility services. This is a cap. Details: single applicant or institutionalized spouse.

Source: Mississippi Medicaid Appendix A-2 institutional limits and transfer divisors [state-medicaid-agency] — Revised July 1, 2026; cited annual limits and divisors effective January 1, 2026

Community spouse resource allowance (CSRA)

Minimum community-spouse resource allowance

Source unavailable. Check with the state Medicaid agency.

Applies to the community spouse under the spousal impoverishment pathway for institutional long-term care. This is a minimum. Details: institutionalized applicant with a community spouse.

State Medicaid agency

Maximum community-spouse resource allowance

$162,660

Applies to the community spouse under the spousal impoverishment pathway for institutional long-term care. This is a maximum. Details: institutionalized applicant with a community spouse; the public page says the community spouse receives the maximum.

Source: Mississippi Medicaid Appendix A-2 institutional limits and transfer divisors [state-medicaid-agency] — Revised July 1, 2026; cited annual limits and divisors effective January 1, 2026

Monthly maintenance needs allowance (MMMNA)

Community-spouse monthly maintenance-needs allowance

$2,705 minimum to $4,066.50 maximum

Applies to the community spouse under the spousal impoverishment pathway for institutional long-term care. This is a range. Details: institutionalized applicant with a community spouse.

Source: Mississippi Medicaid Appendix A-2 institutional limits and transfer divisors [state-medicaid-agency] — Revised July 1, 2026; minimum MMMNA effective July 1, 2026 and annual maximum effective January 1, 2026

Home-equity limits

Home-equity limit

$752,000

Applies to the applicant under the institutional long-term care pathway for long-term-care services. This is a cap. Details: applicant subject to Mississippi's substantial-home-equity rule.

Source: Mississippi Medicaid Appendix A-2 institutional limits and transfer divisors [state-medicaid-agency] — Revised July 1, 2026; cited annual limits and divisors effective January 1, 2026

Sources

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

General information, not legal advice.