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Medicaid Planning · Minnesota

Minnesota Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Minnesota.

Published: Not yet published. Last checked: September 2, 2026.

Income limits

Elderly Waiver special income standard

$2,982 per month

Pathway: hcbs-waiver; setting: Elderly Waiver services using the Special Income Standard; applies to: applicant (single waiver applicant); measure: cap.

Source: Minnesota Eligibility Policy Manual Appendix F [state-medicaid-agency] — Published August 27, 2026; cited annual figures effective January 1, 2026

Universal institutional gross-income limit

Source unavailable. Check with the state Medicaid agency.

Pathway: institutional-long-term-care; setting: nursing-facility services; applies to: applicant (applicant; MA-LTC uses the person's Medical Assistance basis and an LTC income calculation); measure: cap.

State Medicaid agency

Asset limits

MA-ABD one-person asset limit

$3,000

Pathway: aged-blind-disabled; setting: Medical Assistance for people who are aged, blind, or disabled; applies to: applicant (one-person household); measure: cap.

Source: Minnesota Eligibility Policy Manual section 2.3.3.2.1 [state-medicaid-agency] — Published June 3, 2026

MA-ABD two-person asset limit

$6,000

Pathway: aged-blind-disabled; setting: Medical Assistance for people who are aged, blind, or disabled; applies to: household (two-person household; add $200 for each additional household member); measure: cap.

Source: Minnesota Eligibility Policy Manual section 2.3.3.2.1 [state-medicaid-agency] — Published June 3, 2026

Community spouse resource allowance (CSRA)

Minimum community-spouse asset allowance

The cited rule does not apply.

Pathway: spousal-impoverishment; setting: institutional long-term care and qualifying HCBS waivers; applies to: community-spouse (institutionalized applicant with a community spouse; Minnesota specifies no state minimum); measure: minimum.

Source: Minnesota Eligibility Policy Manual Appendix F [state-medicaid-agency] — Published August 27, 2026; cited annual figures effective January 1, 2026

Maximum community-spouse asset allowance

$162,660

Pathway: spousal-impoverishment; setting: institutional long-term care and qualifying HCBS waivers; applies to: community-spouse (institutionalized applicant with a community spouse); measure: maximum.

Source: Minnesota Eligibility Policy Manual Appendix F [state-medicaid-agency] — Published August 27, 2026; cited annual figures effective January 1, 2026

Monthly maintenance needs allowance (MMMNA)

Community-spouse monthly maintenance-needs allowance

$2,705 minimum to $4,066.50 maximum

Pathway: spousal-impoverishment; setting: institutional long-term care and qualifying HCBS waivers; applies to: community-spouse (institutionalized applicant with a community spouse; Minnesota rounds the shelter standard to $812); measure: range.

Source: Minnesota Eligibility Policy Manual Appendix F [state-medicaid-agency] — Published August 27, 2026; cited MMMNA and SAPSNF figures effective July 1, 2026

Home-equity limits

Home-equity limit

$752,000

Pathway: institutional-long-term-care; setting: long-term-care services; applies to: applicant (applicant subject to Minnesota's substantial-home-equity rule); measure: cap.

Source: Minnesota Eligibility Policy Manual Appendix F [state-medicaid-agency] — Published August 27, 2026; cited annual figures effective January 1, 2026

Sources and update policy

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

This page is educational and is not legal advice.