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Medicaid Planning · Minnesota

Minnesota Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Minnesota.

Published: Not yet published. Last checked: September 5, 2026.

Income limits

Elderly Waiver special income standard

$2,982 per month

Applies to the applicant under the home- and community-based services waiver pathway for Elderly Waiver services using the Special Income Standard. This is a cap. Details: single waiver applicant.

Source: Minnesota Eligibility Policy Manual Appendix F [state-medicaid-agency] — Published August 27, 2026; cited annual figures effective January 1, 2026

Universal institutional gross-income limit

The cited rule does not apply.

Applies to the applicant under the institutional long-term care pathway for nursing-facility services. This is a cap. Details: applicant; MA-LTC uses the person's Medical Assistance basis and an LTC income calculation.

Source: Minnesota Eligibility Policy Manual section 2.4.2 [state-medicaid-agency] — Published June 11, 2024

Asset limits

MA-ABD one-person asset limit

$3,000

Applies to the applicant under the aged, blind, or disabled pathway for Medical Assistance for people who are aged, blind, or disabled. This is a cap. Details: one-person household.

Source: Minnesota Eligibility Policy Manual section 2.3.3.2.1 [state-medicaid-agency] — Published June 3, 2026

MA-ABD two-person asset limit

$6,000

Applies to the household under the aged, blind, or disabled pathway for Medical Assistance for people who are aged, blind, or disabled. This is a cap. Details: two-person household; add $200 for each additional household member.

Source: Minnesota Eligibility Policy Manual section 2.3.3.2.1 [state-medicaid-agency] — Published June 3, 2026

Community spouse resource allowance (CSRA)

Minimum community-spouse asset allowance

The cited rule does not apply.

Applies to the community spouse under the spousal impoverishment pathway for institutional long-term care and qualifying HCBS waivers. This is a minimum. Details: institutionalized applicant with a community spouse; Minnesota specifies no state minimum.

Source: Minnesota Eligibility Policy Manual Appendix F [state-medicaid-agency] — Published August 27, 2026; cited annual figures effective January 1, 2026

Maximum community-spouse asset allowance

$162,660

Applies to the community spouse under the spousal impoverishment pathway for institutional long-term care and qualifying HCBS waivers. This is a maximum. Details: institutionalized applicant with a community spouse.

Source: Minnesota Eligibility Policy Manual Appendix F [state-medicaid-agency] — Published August 27, 2026; cited annual figures effective January 1, 2026

Monthly maintenance needs allowance (MMMNA)

Community-spouse monthly maintenance-needs allowance

$2,705 minimum to $4,066.50 maximum

Applies to the community spouse under the spousal impoverishment pathway for institutional long-term care and qualifying HCBS waivers. This is a range. Details: institutionalized applicant with a community spouse; Minnesota rounds the shelter standard to $812.

Source: Minnesota Eligibility Policy Manual Appendix F [state-medicaid-agency] — Published August 27, 2026; cited MMMNA and SAPSNF figures effective July 1, 2026

Home-equity limits

Home-equity limit

$752,000

Applies to the applicant under the institutional long-term care pathway for long-term-care services. This is a cap. Details: applicant subject to Minnesota's substantial-home-equity rule.

Source: Minnesota Eligibility Policy Manual Appendix F [state-medicaid-agency] — Published August 27, 2026; cited annual figures effective January 1, 2026

Sources

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

General information, not legal advice.