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Medicaid Planning · Louisiana

Louisiana Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Louisiana.

Published: Not yet published. Last checked: September 5, 2026.

Income limits

LTC and HCBS special income limit for one applicant

$2,982 per month

Applies to the applicant under the institutional long-term care pathway for nursing-facility and qualifying HCBS services. This is a cap. Details: individual applicant.

Source: Louisiana Medicaid Eligibility Manual chart Z-700 [state-medicaid-agency] — Reissued January 7, 2026; 2026 standards effective January 1, 2026

LTC and HCBS special income limit when both spouses receive services

$5,964 per month

Applies to the household under the institutional long-term care pathway for nursing-facility and qualifying HCBS services. This is a cap. Details: institutional couple when both spouses receive long-term-care services.

Source: Louisiana Medicaid Eligibility Manual chart Z-700 [state-medicaid-agency] — Reissued January 7, 2026; 2026 standards effective January 1, 2026

Asset limits

LTC and HCBS resource limit for one applicant

$2,000

Applies to the applicant under the institutional long-term care pathway for nursing-facility and qualifying HCBS services. This is a cap. Details: individual applicant.

Source: Louisiana Medicaid Eligibility Manual chart Z-700 [state-medicaid-agency] — Reissued January 7, 2026; 2026 standards effective January 1, 2026

LTC and HCBS resource limit when both spouses receive services

$3,000

Applies to the household under the institutional long-term care pathway for nursing-facility and qualifying HCBS services. This is a cap. Details: institutional couple when both spouses receive services; community-spouse rules apply in a one-spouse setting.

Source: Louisiana Medicaid Eligibility Manual chart Z-700 [state-medicaid-agency] — Reissued January 7, 2026; 2026 standards effective January 1, 2026

Community spouse resource allowance (CSRA)

Minimum community-spouse resource allowance

Source unavailable. Check with the state Medicaid agency.

Applies to the community spouse under the spousal impoverishment pathway for institutional and qualifying HCBS services. This is a minimum. Details: institutionalized applicant with a community spouse.

State Medicaid agency

Community-spouse resource standard

$162,660

Applies to the community spouse under the spousal impoverishment pathway for institutional and qualifying HCBS services. This is a maximum. Details: admissions July 1 through December 31, 2026 with a community spouse.

Source: Louisiana Medicaid Eligibility Manual chart Z-800 [state-medicaid-agency] — Issued May 6, 2026; July standards effective July 1 through December 31, 2026

Monthly maintenance needs allowance (MMMNA)

Community-spouse monthly maintenance-needs allowance

$2,705 minimum to $4,066.50 maximum

Applies to the community spouse under the spousal impoverishment pathway for institutional and qualifying HCBS services. This is a range. Details: institutionalized applicant with a community spouse; July 1 through December 31, 2026.

Source: Louisiana Medicaid Eligibility Manual chart Z-800 [state-medicaid-agency] — Issued May 6, 2026; July standards effective July 1 through December 31, 2026

Home-equity limits

Home-equity limit

Source unavailable. Check with the state Medicaid agency.

Applies to the applicant under the institutional long-term care pathway for long-term-care services. This is a cap. Details: applicant subject to Louisiana's substantial-home-equity rule.

State Medicaid agency

Sources

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

General information, not legal advice.