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Medicaid Planning · Kentucky

Kentucky Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Kentucky.

Published: Not yet published. Last checked: September 5, 2026.

Income limits

Special income limit

$2,982 per month

Applies to the applicant under the institutional long-term care pathway for institutional long-term care and qualifying waiver services. This is a cap. Details: individual applicant.

Source: Kentucky Non-MAGI Medicaid Manual, Volume IVA [state-medicaid-agency] — Relevant 2026 standards and transfer sections revised March 9, 2026

Asset limits

Aged, blind, or disabled resource allowance for one person

$2,000

Applies to the applicant under the aged, blind, or disabled pathway for non-MAGI Medicaid, including applicable long-term-care pathways. This is an allowance. Details: one person.

Source: Kentucky Non-MAGI Medicaid Manual, Volume IVA [state-medicaid-agency] — Relevant 2026 standards and transfer sections revised March 9, 2026

Aged, blind, or disabled resource allowance for two people

$4,000

Applies to the household under the aged, blind, or disabled pathway for non-MAGI Medicaid; not the community-spouse resource allowance. This is an allowance. Details: two-person household.

Source: Kentucky Non-MAGI Medicaid Manual, Volume IVA [state-medicaid-agency] — Relevant 2026 standards and transfer sections revised March 9, 2026

Community spouse resource allowance (CSRA)

Community-spouse resource allowance

$32,532 minimum to $162,660 maximum

Applies to the community spouse under the spousal impoverishment pathway for institutional and qualifying waiver services. This is a range. Details: institutionalized applicant with a community spouse.

Source: Kentucky Non-MAGI Medicaid Manual, Volume IVA [state-medicaid-agency] — Relevant 2026 standards and transfer sections revised March 9, 2026

Monthly maintenance needs allowance (MMMNA)

Minimum monthly maintenance-needs allowance

Source unavailable. Check with the state Medicaid agency.

Applies to the community spouse under the spousal impoverishment pathway for institutional and qualifying waiver services. This is a minimum. Details: institutionalized applicant with a community spouse.

State Medicaid agency

Maximum monthly maintenance-needs allowance

$4,066.50 per month

Applies to the community spouse under the spousal impoverishment pathway for institutional and qualifying waiver services. This is a maximum. Details: institutionalized applicant with a community spouse.

Source: Kentucky Non-MAGI Medicaid Manual, Volume IVA [state-medicaid-agency] — Relevant 2026 standards and transfer sections revised March 9, 2026

Home-equity limits

Home-equity limit

$752,000

Applies to the applicant under the institutional long-term care pathway for long-term-care facility, waiver, or hospice services. This is a cap. Details: applicant subject to the home-equity rule and its spouse or qualifying-child exceptions.

Source: Kentucky Non-MAGI Medicaid Manual, Volume IVA [state-medicaid-agency] — Relevant 2026 standards and transfer sections revised March 9, 2026

Sources

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

General information, not legal advice.