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Medicaid Planning · Kentucky

Kentucky Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Kentucky.

Published: Not yet published. Last checked: September 2, 2026.

Income limits

Special income limit

$2,982 per month

Pathway: institutional-long-term-care; setting: institutional long-term care and qualifying waiver services; applies to: applicant (individual applicant); measure: cap.

Source: Kentucky Non-MAGI Medicaid Manual, Volume IVA [state-medicaid-agency] — Relevant 2026 standards and transfer sections revised March 9, 2026

Asset limits

Aged, blind, or disabled resource allowance for one person

$2,000

Pathway: aged-blind-disabled; setting: non-MAGI Medicaid, including applicable long-term-care pathways; applies to: applicant (one person); measure: allowance.

Source: Kentucky Non-MAGI Medicaid Manual, Volume IVA [state-medicaid-agency] — Relevant 2026 standards and transfer sections revised March 9, 2026

Aged, blind, or disabled resource allowance for two people

$4,000

Pathway: aged-blind-disabled; setting: non-MAGI Medicaid; not the community-spouse resource allowance; applies to: household (two-person household); measure: allowance.

Source: Kentucky Non-MAGI Medicaid Manual, Volume IVA [state-medicaid-agency] — Relevant 2026 standards and transfer sections revised March 9, 2026

Community spouse resource allowance (CSRA)

Community-spouse resource allowance

$32,532 minimum to $162,660 maximum

Pathway: spousal-impoverishment; setting: institutional and qualifying waiver services; applies to: community-spouse (institutionalized applicant with a community spouse); measure: range.

Source: Kentucky Non-MAGI Medicaid Manual, Volume IVA [state-medicaid-agency] — Relevant 2026 standards and transfer sections revised March 9, 2026

Monthly maintenance needs allowance (MMMNA)

Minimum monthly maintenance-needs allowance

Source unavailable. Check with the state Medicaid agency.

Pathway: spousal-impoverishment; setting: institutional and qualifying waiver services; applies to: community-spouse (institutionalized applicant with a community spouse); measure: minimum.

State Medicaid agency

Maximum monthly maintenance-needs allowance

$4,066.50 per month

Pathway: spousal-impoverishment; setting: institutional and qualifying waiver services; applies to: community-spouse (institutionalized applicant with a community spouse); measure: maximum.

Source: Kentucky Non-MAGI Medicaid Manual, Volume IVA [state-medicaid-agency] — Relevant 2026 standards and transfer sections revised March 9, 2026

Home-equity limits

Home-equity limit

$752,000

Pathway: institutional-long-term-care; setting: long-term-care facility, waiver, or hospice services; applies to: applicant (applicant subject to the home-equity rule and its spouse or qualifying-child exceptions); measure: cap.

Source: Kentucky Non-MAGI Medicaid Manual, Volume IVA [state-medicaid-agency] — Relevant 2026 standards and transfer sections revised March 9, 2026

Sources and update policy

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

This page is educational and is not legal advice.