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Medicaid Planning · Illinois

Illinois Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Illinois.

Published: Not yet published. Last checked: September 2, 2026.

Income limits

Institutional long-term-care income standard

Source unavailable. Check with the state Medicaid agency.

Pathway: institutional-long-term-care; setting: long-term-care services; applies to: applicant (applicant); measure: cap.

State Medicaid agency

Asset limits

Applicant resource limit

Source unavailable. Check with the state Medicaid agency.

Pathway: institutional-long-term-care; setting: long-term-care services; applies to: applicant (applicant); measure: cap.

State Medicaid agency

Community spouse resource allowance (CSRA)

Maximum community-spouse resource allowance

$143,172

Pathway: spousal-impoverishment; setting: long-term-care services; applies to: community-spouse (institutionalized applicant with a community spouse); measure: maximum.

Source: Illinois HFS Provider Notice: 2026 spousal-impoverishment standards [state-medicaid-agency] — Effective January 1, 2026; issued January 22, 2026

Monthly maintenance needs allowance (MMMNA)

Base monthly maintenance-needs allowance

Source unavailable. Check with the state Medicaid agency.

Pathway: spousal-impoverishment; setting: long-term-care services; applies to: community-spouse (institutionalized applicant with a community spouse); measure: minimum.

State Medicaid agency

Maximum monthly maintenance-needs allowance

$4,066.50

Pathway: spousal-impoverishment; setting: long-term-care services; applies to: community-spouse (institutionalized applicant with a community spouse); measure: maximum.

Source: Illinois HFS Provider Notice: 2026 spousal-impoverishment standards [state-medicaid-agency] — Effective January 1, 2026; issued January 22, 2026

Home-equity limits

Home-equity limit

Source unavailable. Check with the state Medicaid agency.

Pathway: institutional-long-term-care; setting: long-term-care services; applies to: applicant (applicant subject to Illinois's minimum federal election); measure: cap.

State Medicaid agency

Sources and update policy

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

This page is educational and is not legal advice.