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Medicaid Planning · Georgia

Georgia Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Georgia.

Published: September 4, 2026. Last checked: September 5, 2026.

Income limits

Institutional and waiver income limit

$2,982 per month ($35,784 per year)

Applies to the applicant under the institutional long-term care pathway for nursing-home, CCSP, and hospice services. This is a cap. Details: single applicant.

Source: Georgia Medicaid 2026 financial limits [state-medicaid-agency] — Effective January 1, 2026; revised March 5, 2026

Institutional and waiver income limit

$5,964 per month ($71,568 per year)

Applies to the household under the institutional long-term care pathway for nursing-home, CCSP, and hospice services. This is a cap. Details: married couple when both spouses apply.

Source: Georgia Medicaid 2026 financial limits [state-medicaid-agency] — Effective January 1, 2026; revised March 5, 2026

Asset limits

Applicant resource limit

$2,000

Applies to the applicant under the institutional long-term care pathway for long-term-care services. This is a cap. Details: single applicant.

Source: Georgia Medicaid 2026 financial limits [state-medicaid-agency] — Effective January 1, 2026; revised March 5, 2026

Couple resource limit

$3,000

Applies to the household under the institutional long-term care pathway for long-term-care services. This is a cap. Details: married couple when both spouses apply.

Source: Georgia Medicaid 2026 financial limits [state-medicaid-agency] — Effective January 1, 2026; revised March 5, 2026

Community spouse resource allowance (CSRA)

Maximum community-spouse resource allowance

$162,660; combined eligibility threshold is $164,660 including the applicant's $2,000 allowance

Applies to the community spouse under the spousal impoverishment pathway for long-term-care services. This is a maximum. Details: institutionalized applicant with a community spouse.

Source: Georgia Medicaid Appendix A1: 2026 ABD limits [state-medicaid-agency] — CSRA and MMMNA rows effective January 2026; penalty-divisor row effective April 2026

Monthly maintenance needs allowance (MMMNA)

Monthly maintenance-needs allowance

$4,066.50 per month

Applies to the community spouse under the spousal impoverishment pathway for long-term-care services. This is a maximum. Details: institutionalized applicant with a community spouse.

Source: Georgia Medicaid Appendix A1: 2026 ABD limits [state-medicaid-agency] — CSRA and MMMNA rows effective January 2026; penalty-divisor row effective April 2026 Additional authority: CMS 2026 minimum maintenance-needs standards [cms] — Minimum maintenance-needs amounts effective July 1, 2026

Home-equity limits

Home-equity limit

$752,000

Applies to the applicant under the institutional long-term care pathway for long-term-care services. This is a cap. Details: applicant subject to Georgia's minimum federal election.

Source: Georgia Medicaid State Plan, Attachment 2.6-A [state-plan] — State home-equity election effective October 1, 2006 Additional authority: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, resource, and home-equity standards effective January 1, 2026

Sources

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

General information, not legal advice.