On the record—Every fact sourced to a primary record·The standard—Advisors never pay for placement·Independent—A publication of AdvisorWorld.com Inc·Verification—Credentials checked with the issuing body·Sourcing—The IRS, state departments of revenue, and the courts·Corrections—When we're wrong, we fix the record and say so·On the record—Every fact sourced to a primary record·The standard—Advisors never pay for placement·Independent—A publication of AdvisorWorld.com Inc·Verification—Credentials checked with the issuing body·Sourcing—The IRS, state departments of revenue, and the courts·Corrections—When we're wrong, we fix the record and say so·
Est. MMXXVI · Advertiser-freeAdvisors never pay for placement
T
The Trusted Advisor
Retirement & estate planning, on the record❦Every fact sourced · Every advisor verified
Medicaid Planning · Colorado

Colorado Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Colorado.

Published: Not yet published. Last checked: September 2, 2026.

Income limits

Institutional and waiver income limit

$2,982 per month

Pathway: institutional-long-term-care; setting: institutional long-term care and qualifying HCBS waivers; applies to: applicant (single applicant); measure: cap.

Source: Colorado HCPF Operational Memo 25-073 [state-medicaid-agency] — Issued December 9, 2025; effective January 1 through December 31, 2026 Additional authority: CMS 2026 SSI and spousal-impoverishment standards [cms] — Income and resource standards effective January 1, 2026

Asset limits

Applicant resource limit

Source unavailable. Check with the state Medicaid agency.

Pathway: institutional-long-term-care; setting: institutional long-term care and qualifying HCBS waivers; applies to: applicant (single applicant); measure: cap.

State Medicaid agency

Resource limit when both spouses apply

Source unavailable. Check with the state Medicaid agency.

Pathway: institutional-long-term-care; setting: institutional long-term care and qualifying HCBS waivers; applies to: household (married couple when both spouses apply); measure: cap.

State Medicaid agency

Community spouse resource allowance (CSRA)

Maximum community-spouse resource allowance

$162,660

Pathway: spousal-impoverishment; setting: institutional long-term care and qualifying HCBS waivers; applies to: community-spouse (institutionalized applicant with a community spouse; actual protected amount depends on assessed resources and adjustments); measure: maximum.

Source: Colorado HCPF Operational Memo 25-073 [state-medicaid-agency] — Issued December 9, 2025; effective January 1 through December 31, 2026 Additional authority: CMS 2026 SSI and spousal-impoverishment standards [cms] — Income and resource standards effective January 1, 2026

Monthly maintenance needs allowance (MMMNA)

Community-spouse monthly maintenance-needs allowance

$2,705 minimum to $4,066.50 maximum

Pathway: spousal-impoverishment; setting: institutional long-term care and qualifying HCBS waivers; applies to: community-spouse (institutionalized applicant with a community spouse; actual allocation depends on spouse income and shelter costs); measure: range.

Source: CMS July 2026 spousal-impoverishment update [cms] — Minimum maintenance-needs and shelter amounts effective July 1, 2026 Additional authority: Colorado HCPF Operational Memo 25-073 [state-medicaid-agency] — Issued December 9, 2025; effective January 1 through December 31, 2026

Home-equity limits

Home-equity limit

$1,130,000

Pathway: institutional-long-term-care; setting: long-term-care services; applies to: applicant (applicant without a protected spouse or qualifying child in the home); measure: cap.

Source: Colorado HCPF Operational Memo 25-073 [state-medicaid-agency] — Issued December 9, 2025; effective January 1 through December 31, 2026 Additional authority: CMS 2026 SSI and spousal-impoverishment standards [cms] — Income and resource standards effective January 1, 2026

Sources and update policy

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

This page is educational and is not legal advice.