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Medicaid Planning · Alabama

Alabama Long-term-care Medicaid eligibility

Long-term-care Medicaid eligibility rules for Alabama.

Published: Not yet published. Last checked: September 2, 2026.

Income limits

Institutional income limit

$2,982 per month

Applies to the applicant under the institutional long-term care pathway for nursing facility. This is a cap. Details: single institutional applicant.

Source: Alabama Medicaid Eligibility Handout (Form 207) [state-medicaid-agency] — Medicaid Eligibility Handout 01/26; PDF updated March 11, 2026

Asset limits

Applicant resource limit

Source unavailable. Check with the state Medicaid agency.

Applies to the applicant under the institutional long-term care pathway for nursing facility. This is a cap. Details: single institutional applicant; measured on the first day of the month.

State Medicaid agency

Community spouse resource allowance (CSRA)

Community-spouse resource allowance

$32,532 minimum to $162,660 maximum

Applies to the community spouse under the spousal impoverishment pathway for institutional long-term care and qualifying waiver services. This is a range. Details: institutionalized applicant with a community spouse.

Source: Alabama Administrative Code Rule 560-X-25-.16 [state-medicaid-agency] — Latest amendment filed September 11, 2018; effective October 26, 2018 Additional authority: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, resource, and home-equity standards effective January 1, 2026

Monthly maintenance needs allowance (MMMNA)

Community-spouse monthly maintenance-needs allowance

$2,705 minimum to $4,066.50 maximum

Applies to the community spouse under the spousal impoverishment pathway for institutional long-term care and qualifying waiver services. This is a range. Details: institutionalized applicant with a community spouse; actual allocation depends on spouse income and adjustments.

Source: Alabama Administrative Code Rule 560-X-25-.16 [state-medicaid-agency] — Latest amendment filed September 11, 2018; effective October 26, 2018 Additional authority: CMS 2026 minimum maintenance-needs standards [cms] — Minimum maintenance-needs amounts effective July 1, 2026 Additional authority: CMS 2026 SSI and January spousal-impoverishment standards [cms] — SSI, resource, and home-equity standards effective January 1, 2026

Home-equity limits

Home-equity limit

Source unavailable. Check with the state Medicaid agency.

Applies to the applicant under the institutional long-term care pathway for long-term-care services. This is a cap. Details: applicant without a protected spouse or qualifying child in the home.

State Medicaid agency

Sources

Methodology & sources

Checked at least annually and whenever the state or CMS publishes new long-term-care eligibility figures.

General information, not legal advice.